2026 Medicare Advantage Plans in Louisiana by County
Use the ZIP code tool or county list below to view Medicare Advantage plans available in Louisiana for 2026. Availability and plan details vary by location.
Explore Plans in your area using your ZIP Code
Comparing Original Medicare and Medicare Advantage in Louisiana
While many people stay with Original Medicare (Parts A and B), a large share of beneficiaries choose Medicare Advantage instead. Often called Medicare Part C, these plans are offered by private insurance companies approved by Medicare and must include all the benefits of Original Medicare.
That said, each plan can vary in important ways, including its provider network, costs, and any extra benefits. Comparing these details closely will help you decide which plan best matches your situation.
The Medicare Advantage 5-Star Quality System
You may have noticed Medicare’s Star Ratings while exploring Medicare Advantage plans in Louisiana. This program, run by CMS, scores plans on a 1-to-5 scale, with 5 stars representing the top rating.
Scores are based on a mix of quality and service measures, including screenings, preventive care, support for chronic conditions, and overall member feedback. They serve as a quick way to compare how plans perform.
In some Louisiana Parish regions, 5-star Medicare Advantage plans may not be offered. That doesn’t mean a 4-star plan isn’t worth considering — it can still provide reliable coverage. Always check the Star Rating when weighing your choices.
Choosing a Plan: More Than Just the Stars
Star Ratings provide useful information about a plan’s quality, but they don’t tell the whole story. Your individual needs should guide your choice. For example, if fitness or wellness programs are important to you, look for plans that include those benefits.
Checking a Plan’s Formulary and Drug Benefits
Many Medicare Advantage options come bundled with Part D drug coverage. If you need medications on a regular basis, take time to review the formulary — the document that lists covered drugs and their cost tiers.
Watch for conditions such as prior approval requirements or quantity restrictions. Being aware of these rules can make a big difference in planning and controlling your prescription expenses.
Understanding Provider Networks
Unlike Original Medicare, most Medicare Advantage plans work within a defined provider network, except in emergencies. These networks include doctors, specialists, and hospitals. It’s important to confirm that your preferred providers participate in the plan before you enroll.
If you regularly see certain doctors, making sure they’re in-network helps maintain consistent care. Also, review the network’s service area, which can be especially important if you travel often or live in more than one location.
Evaluating Medicare Advantage Plan Costs
Costs under Medicare Advantage differ by plan and typically include deductibles, copayments, and coinsurance. Reviewing these details closely, or using the Plan Finder on Medicare.gov, can help you understand your potential yearly expenses.
When comparing, think about how your health needs translate into costs. Also factor in additional services like dental or vision, since they can affect your total out-of-pocket responsibility.
Tools and Resources to Help You Choose a Plan
Take your time when choosing a Medicare Advantage plan — it’s an important decision that affects your healthcare and budget. Review the plans Louisiana offers using reliable sources and comparison tools.
A good place to begin is Medicare’s official Plan Finder at Medicare.gov, where you can compare plans side by side based on your zip code and needs. You may also want to explore online resources, check plan documents, and talk with people you trust who are already enrolled.
Getting Help With Medicare Advantage Decisions
Sorting through Medicare Advantage choices can be challenging, but you don’t have to do it alone. Help is available through licensed agents and brokers, as well as directly from Medicare at 1-800-MEDICARE.
They can walk you through plan comparisons, clarify coverage, and provide support in selecting an option that works for you. Reaching out for guidance can bring peace of mind during the decision process.
Explore Plans in your area using your ZIP Code
The MA and MAPD plans available though this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Louisiana.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
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